FINANCIAL FREEDOM

Our cutting-edge mobile wallet application is designed to revolutionize the financial management of underbanked by providing a comprehensive feature suite that enables you to make payments, invest, and access quick loans in a jiffy. Moreover, the app comes with some additional benefits like e-ticketing, and rewards combined with innovation and security in order to give you complete control of your finances.

CORE WALLET FEATURES

Key Features of Core Wallet, With self custody and robust security features, Core Wallet ensures that your assets are safe from unauthorized access.

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CASH IN CASH OUT

  • IBFT PAYMENTS

    Transfer funds seamlessly to other bank accounts in real-time using our integrated IBFT (Inter-Bank Funds Transfer) feature

  • IFT PAYMENTS

    Send money securely to other wallet accounts via our IFT (Inter-Financial Transactions) option.

  • QR PAYMENTS

    Scan QR codes to make quick and secure payments, this payment mode is tailored specifically for both online and in-store purchases.

  • RAAST PAYMENTS

    Use RAAST to make sure and instant transactions via beneficiary’s mobile number.

  • GIFT MONEY

    Send monetary gifts with personalized messages.

  • DONATIONS

    Donate money effortlessly to your favorite charities.

  • REQUEST MONEY

    Request money from friends and family with ease.

  • International Remittance

    Receive money from across borders with competitive rates.

PAYMENTS

  • MOBILE BUNDLES

    Purchase mobile bundles for talk time and data.

  • BILL PAYMENT

    Pay utility bills both conveniently and quickly.

  • GOVERNMENT FEES

    Settle government dues without hassle.

  • INSURANCE PAYMENTS

    Manage and pay your insurance premiums.

  • CORPORATE PAYMENTS

    Facilitate payments for corporate expenses.

  • INVESTMENT PAYMENTS

    Handle payments related to investments smoothly.

  • EDUCATION FEES

    Pay education fees for schools, colleges, and universities.

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VIRTUAL CARDS

  • GENERATE VIRTUAL CARDS

    Protecting your physical card information by generate secure virtual cards for online and in-app purchases.

  • ONE-TIME USE

    Virtual cards can be utilized for single transactions or limited periods, ensuring control over your online spending.

BECOME A MERCHANT

  • MERCHANT SIGN UP

    Sign up to get your own customized QR codes to facilitate payment collection.

  • MERCHANT QR CODES

    Customized QR codes can be utilized for efficient transactions through a simple scan quickly and securely.

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ZINDIGI ULTRA

  • ACCOUNT UPGRADE

    Enjoy increased transaction limits by upgrading your wallet account with ease.

  • ENHANCED TRANSACTION CAPACITY

    The higher transaction thresholds offer you the flexibility to meet your growing financial needs.

INVESTMENTS

  • MUTUAL FUNDS

    Whether you're looking to grow your savings for the long term or achieve specific financial goals, The app provides easy access to a range of mutual funds tailored to various investment objectives.

  • STOCKS

    Our platform provides a seamless and intuitive interface to purchase and sell stocks directly through the app, and to effortlessly manage your investment portfolio.

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VALUE ADDED FEATURES

Value added is the extra value created over and above the original value of something.  It can apply to products, services, companies, management, and other areas of business.

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LOANS

  • ADVANCE CASH

    Access instant cash loans exactly when you need them most with our app to obtain the financial support required to handle urgent expenses.

  • ADVANCE SALARY

    The feature allows you to bridge the gap between paychecks, enabling you to cover urgent expenses by accessing a portion of your salary in advance.

REWARDS

  • SPIN AND WIN

    The interactive rewards program adds a fun twist to the financial management experience, offering a chance to earn fantastic prizes.

  • INVITE AND EARN

    Invite your friends to sign up and earn attractive bonuses as a reward. Our referral program makes it easy for you to share the benefits of our app.

  • REDEEM REWARDS

    Use your Z-miles to purchase vouchers and enjoy discounts on bill payments and other services, maximizing your savings.

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MINI APPS

  • Z-STORE

    The Z-Store mini app allows users to shop for a wide range of products directly within Zindigi.

  • PLANKLY

    Access a comprehensive e-commerce platform through the Plankly mini app, allowing users to browse, shop, and manage a wide range of products.

ENTERTAINMENT

This mobile wallet app comes with a comprehensive feature suite that simplifies your financial management by meeting your daily needs.

TICKETS & E-VOUCHERS

  • Tickets

    Purchase tickets for events, travel, and other activities, ensuring you have everything you need at your fingertips.

  • Vouchers

    Buy e-vouchers for a range of services, simplifying how you access and enjoy various offerings.

SPLIT BILLS

  • Bill Splitting

    Split bills easily with friends or family, the app ensure that everyone pays their respective share by facilitating sharing.

  • Group Payments

    Make your shared expenses and social outings hassel-free by dividing costs among multiple users.

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FUEL POCKET

  • Fuel Incentive Management

    Corporate employees can keep track of their fuel incentives provided by their companies on their fingertips.

  • Flexible Fuel Payments

    Transfer the fuel allowance to your wallet account or use a use a fuel card for direct refilling.

LIFE INSURANCE

  • Purchase Life Insurance

    Purchase life insurance plans directly through the app to secure your future with the best options that fits your needs.

  • Policy Management

    Keep track of your coverage and payment details all in one place.